Sub-Freezing Weather And The 70-Year Old Man Was Wearing A T-Shirt To The Closing

With the wind chill factor it felt like 6 degrees outside in Pueblo West, Colorado on Saturday morning. Frigid cold and icy roads. The only top that he wore to his reverse mortgage closing was a t-shirt. No coat. No hat. No gloves.

Is he crazy?

No. He was actually quite warm. Why shouldn't he be? He was signing his loan documents in the warmth and comfort of his own home.

Senior citizens who are taking out a reverse mortgage should not have to leave their homes in winter, and endure sub-freezing temperatures to do the signing of their loan documents. They should not have to risk injury by falling on slippery pavement. They should not have to drive on icy roads. There should be a way for them to do the signing of their loan documents in the warmth, comfort, and privacy of their own home.

There is.

As a notary signing agent, I have been providing this service to reverse mortgage borrowers for a long time. It's my pleasure. And it's a pleasure for the borrowers. He could hardly believe that someone drove 40 miles from Colorado Springs to his home in Pueblo.

That is the way it should be.

Reverse mortgage clients should be allowed to stay in their homes to do the signing of their loan documents. It's one of the best services that we can provide them.

And one of the most pleasurable and memorable experiences too. This borrower will never forget the day the temperature was sub-freezing, and was comfortable wearing a t-shirt to the closing.

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This entry was posted on Thursday, July 31st, 2008 at 2:21 am and is filed under Mortgage Rate Refinance . You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.